Giltrap Finance

Giltrap Finance: Powering New Zealand’s Automotive Dreams

Giltrap Finance, a cornerstone of the Giltrap Group, plays a vital role in helping New Zealanders finance their vehicle purchases. As the dedicated finance arm for one of New Zealand’s largest and most prestigious automotive groups, Giltrap Finance focuses primarily on providing tailored lending solutions for vehicles sold within the Giltrap Group network. This encompasses a broad spectrum, from entry-level cars to high-end luxury vehicles from brands like Aston Martin, Audi, Bentley, Lamborghini, McLaren, and Porsche, amongst others.

The company’s core business revolves around offering a range of financial products to make vehicle ownership accessible. These products commonly include:

Vehicle Loans: Traditional financing options allowing customers to pay off the purchase price of their vehicle over a set period. These often come with fixed or variable interest rates.
Lease Agreements: Providing customers with the use of a vehicle for a fixed term in exchange for regular payments, without outright ownership. This is often a popular option for businesses.
Insurance Products: Helping customers protect their investment with options like comprehensive car insurance, mechanical breakdown insurance, and payment protection insurance.
GAP Insurance (Guaranteed Asset Protection): Covering the difference between the outstanding loan balance and the insurance payout in the event of a total loss.

Giltrap Finance distinguishes itself by offering a personalized and streamlined financing experience. Because they operate within the Giltrap Group network, they possess in-depth knowledge of the vehicles they are financing and can tailor solutions to individual customer needs. This close integration also simplifies the application process, potentially leading to faster approvals and a more convenient customer experience.

A key competitive advantage for Giltrap Finance is their relationship with leading automotive brands. This allows them to offer exclusive financing deals and promotions, often not available through traditional banks or finance companies. Furthermore, their expertise in the luxury vehicle market means they understand the unique financial considerations of high-net-worth individuals and can provide bespoke financing arrangements.

While Giltrap Finance primarily serves customers purchasing vehicles within the Giltrap Group, their success is intrinsically linked to the broader automotive market in New Zealand. Economic conditions, interest rate fluctuations, and consumer confidence all influence demand for vehicle finance and, consequently, Giltrap Finance’s performance.

In conclusion, Giltrap Finance stands as a significant player in the New Zealand vehicle financing landscape, leveraging its strong relationships within the Giltrap Group and expertise in the automotive market to provide customers with accessible and tailored financial solutions, helping them drive away in their dream vehicles.