Michelle Waterson’s relationship with Think Finance is a complex one, primarily stemming from her previous marriage to Joshua Gomez, who was employed by the company. Think Finance was a controversial online lender specializing in short-term, high-interest loans, often criticized for predatory lending practices. Understanding Waterson’s connection necessitates examining the company’s business model and the controversies surrounding it. Think Finance, operating under various brands like Plain Green Loans and Elevate, offered payday loans and installment loans primarily online. Their business targeted individuals with poor credit scores or limited access to traditional banking services. While proponents argued these loans provided a vital lifeline for emergencies, critics condemned the exorbitant interest rates and fees, arguing they trapped borrowers in cycles of debt. These high rates, sometimes exceeding 300% APR, made it difficult for borrowers to repay the principal, leading to repeated borrowing and escalating financial burdens. The legal and ethical implications of Think Finance’s practices were heavily debated. Lawsuits and regulatory investigations accused the company of violating state usury laws and engaging in deceptive marketing. Many states have regulations capping interest rates to protect consumers, and Think Finance allegedly circumvented these laws by partnering with Native American tribes, claiming sovereign immunity from state regulations. This “rent-a-tribe” scheme allowed them to operate in states where their lending practices would otherwise be illegal. While Michelle Waterson herself was not directly involved in the operations or management of Think Finance, her marriage to Gomez placed her indirectly within the sphere of the controversy. Public perception often conflates association with direct involvement, and some critics have attempted to link her to the negative press surrounding the company due to her marital connection. Following legal challenges and investigations, Think Finance filed for bankruptcy in 2017. The bankruptcy proceedings involved settlements with various states and consumer groups, resulting in substantial refunds to borrowers who had been subjected to the company’s lending practices. The collapse of Think Finance highlighted the risks associated with high-interest lending and the importance of consumer protection regulations. In conclusion, Michelle Waterson’s connection to Think Finance is through her former spouse’s employment. While she was not directly involved in the company’s operations, the controversy surrounding Think Finance’s predatory lending practices and subsequent legal battles have indirectly impacted her public image. The case serves as a reminder of the ethical considerations surrounding the financial services industry and the importance of responsible lending practices.