Peugeot Finance: Driving Your Dream

Peugeot Finance offers a range of financial products and services designed to make owning a new or used Peugeot as straightforward and affordable as possible. Recognizing that every customer has unique circumstances, Peugeot Finance provides tailored solutions to fit individual budgets and preferences.

Financing Options

One of the core offerings is Hire Purchase (HP). With HP, you pay off the total cost of the vehicle over a set period through fixed monthly installments. You’ll own the car outright once all payments are made. This is a good option for those looking to build equity and retain ownership in the long run.

Personal Contract Purchase (PCP) is another popular choice. PCP plans typically feature lower monthly payments compared to HP. At the end of the agreement, you have several options: pay the optional final payment (the Guaranteed Minimum Future Value – GMFV) and own the car, trade it in for a new Peugeot, or return the car to the finance company. PCP provides flexibility and allows you to upgrade your vehicle more frequently.

For businesses, Peugeot Finance offers Contract Hire and Finance Lease options. Contract Hire provides access to a Peugeot vehicle for a fixed monthly rental, covering road tax and often maintenance. At the end of the term, you simply return the vehicle. Finance Lease is similar, but the business assumes more of the risks and rewards of ownership, potentially benefiting from any appreciation in the vehicle’s value while also being responsible for its disposal.

Insurance Products

Beyond finance, Peugeot Finance also provides access to various insurance products to protect your investment. These may include:

• Motor Insurance: Comprehensive coverage to safeguard your Peugeot against accidents, theft, and damage.
• GAP Insurance: Covers the difference between the vehicle’s value at the time of a total loss and the outstanding finance amount, protecting you from potential financial shortfall.
• Tyre and Alloy Wheel Insurance: Covers the cost of repairing or replacing damaged tyres and alloy wheels.
• Service Plans: Allow you to spread the cost of servicing your Peugeot over a fixed period, ensuring your vehicle is maintained to the manufacturer’s standards.

Benefits of Peugeot Finance

Choosing Peugeot Finance provides several advantages:

• Convenience: Finance can be arranged at the dealership, streamlining the purchase process.
• Competitive Rates: Peugeot Finance often offers competitive interest rates and attractive deals.
• Tailored Solutions: Flexible finance options are designed to match individual needs and budgets.
• Peace of Mind: Access to insurance products provides added protection and security.
• Expert Advice: Finance specialists are available to guide you through the options and answer your questions.

Before committing to any finance agreement, it’s crucial to carefully review the terms and conditions, compare offers from different providers, and ensure you fully understand your obligations. Peugeot Finance aims to provide transparent and reliable financial solutions, empowering customers to enjoy the Peugeot driving experience without financial stress.