Acura Financial Services: Your Gateway to Driving Excellence

Acura Financial Services (AFS), a division of Honda Financial Services, provides a comprehensive suite of financing and leasing options designed to make owning or leasing an Acura vehicle a seamless and affordable experience. AFS aims to tailor financial solutions to individual customer needs, focusing on flexibility and customer satisfaction.

Financing Options

AFS offers traditional auto loans for individuals who prefer ownership. These loans typically feature competitive interest rates and flexible repayment terms, allowing customers to choose a payment schedule that aligns with their budget. Loan terms can range from a few years to longer periods, depending on the model and customer’s eligibility. AFS often provides pre-approval options, enabling customers to shop for their Acura with confidence, knowing their financing is already in place. Furthermore, AFS offers financing for both new and certified pre-owned Acura vehicles.

Leasing Options

Leasing through Acura Financial Services presents an attractive alternative to purchasing, particularly for those who enjoy driving a new car more frequently or prefer lower monthly payments. A lease allows you to drive an Acura for a specified term, typically two to four years, while only paying for the vehicle’s depreciation during that period. At the end of the lease, you have several options: return the vehicle, purchase it at a predetermined price, or lease a new Acura model. AFS leasing programs often include features like gap insurance and options to customize lease terms to match your driving habits and mileage needs.

Benefits of Choosing Acura Financial Services

Choosing AFS provides several advantages. Competitive rates, often incentivized by manufacturer promotions, make Acura ownership or leasing more attainable. The online account management system allows for easy payment processing, statement viewing, and other administrative tasks. AFS also provides resources like financial calculators to help you estimate monthly payments and determine the best financial path. The customer service team is dedicated to addressing any concerns or questions throughout the financing or leasing process.

Beyond Financing: Insurance and Protection Products

AFS extends beyond traditional financing by offering various protection products. These include vehicle service contracts that cover mechanical repairs beyond the standard warranty, as well as guaranteed asset protection (GAP) insurance, which can cover the difference between your vehicle’s value and the outstanding loan balance in the event of theft or total loss. Other protection products may include tire and wheel protection or paint and fabric protection.

Conclusion

Acura Financial Services is committed to providing accessible and customer-centric financing and leasing solutions for those aspiring to own or lease an Acura vehicle. With a range of options, competitive rates, and convenient online tools, AFS strives to make the dream of driving an Acura a reality.